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Consumer Loan

Is everybody eligible for consumer loan?
No, it is exclusive to only salary earners
Wed, 21 Oct, 2026 at 6:52 PM
Why isn't the Continue or Confirm button working?
This usually means that: A required field hasn't been completed or A required checkbox hasn't been selected. Please review the page and complete all...
Wed, 21 Oct, 2026 at 6:53 PM
What is the authorized age limit for consumer loan?
It's for ages 21-65. People below or above this age will be redirected to a quick loan.
Wed, 21 Oct, 2026 at 6:53 PM
Why wasn't my Premium Loan approved instantly?
Premium Loan applications require additional verification before a final decision is made. Your application review can take up to 48 hours.
Wed, 21 Oct, 2026 at 6:53 PM
Why do I need to set up auto-debit?
Setting up auto-debit is required before your loan can be disbursed. It allows your repayments to be collected automatically according to your loan agreement.
Wed, 21 Oct, 2026 at 6:53 PM
Why is the Instant Loan amount lower than the Premium Loan?
Premium Loans and Instant Loans are different products. Premium Loans usually offer higher loan amounts because they require additional verification. Instan...
Wed, 21 Oct, 2026 at 6:53 PM
How long is my loan offer valid?
Your loan offer is valid for 15 days. If you don't accept it within this period, the offer may expire.
Wed, 21 Oct, 2026 at 6:54 PM
What happens if I pay my loan late?
Late payments attract a penalty fee in line with CBN guidelines. They are also reported to the credit bureau, which may affect your credit profile and futur...
Wed, 21 Oct, 2026 at 6:54 PM
Why is it taking time to fetch my bank statement?
Fetching your bank statement may take a few minutes. Please remain on this screen and avoid closing or restarting the app while the process is in progress.
Wed, 21 Oct, 2026 at 6:54 PM
Why do I need to provide my National Identification Number (NIN)?
Your NIN is required to complete the verification process for your Premium Loan application.
Wed, 21 Oct, 2026 at 6:55 PM