Consumer Loan
No, it is exclusive to only salary earners
Wed, 21 Oct, 2026 at 6:52 PM
This usually means that: A required field hasn't been completed or A required checkbox hasn't been selected. Please review the page and complete all...
Wed, 21 Oct, 2026 at 6:53 PM
It's for ages 21-65. People below or above this age will be redirected to a quick loan.
Wed, 21 Oct, 2026 at 6:53 PM
Premium Loan applications require additional verification before a final decision is made. Your application review can take up to 48 hours.
Wed, 21 Oct, 2026 at 6:53 PM
Setting up auto-debit is required before your loan can be disbursed. It allows your repayments to be collected automatically according to your loan agreement.
Wed, 21 Oct, 2026 at 6:53 PM
Premium Loans and Instant Loans are different products. Premium Loans usually offer higher loan amounts because they require additional verification. Instan...
Wed, 21 Oct, 2026 at 6:53 PM
Your loan offer is valid for 15 days. If you don't accept it within this period, the offer may expire.
Wed, 21 Oct, 2026 at 6:54 PM
Late payments attract a penalty fee in line with CBN guidelines. They are also reported to the credit bureau, which may affect your credit profile and futur...
Wed, 21 Oct, 2026 at 6:54 PM
Fetching your bank statement may take a few minutes. Please remain on this screen and avoid closing or restarting the app while the process is in progress.
Wed, 21 Oct, 2026 at 6:54 PM
Your NIN is required to complete the verification process for your Premium Loan application.
Wed, 21 Oct, 2026 at 6:55 PM