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Consumer Loan

How do I apply for a consumer Loan?
Open the Loans tab, tap 'Get a loan', and follow the application steps.
Wed, 21 Oct, 2026 at 7:00 PM
Why confirm employment?
It helps determine your eligibility and offer.
Wed, 21 Oct, 2026 at 7:01 PM
Can I skip linking my bank statement?
Yes. You can select "Continue without adding." However, if you skip this step, you won't be eligible for a consumer loan. Instead, you'll ...
Wed, 21 Oct, 2026 at 7:01 PM
Is it safe to link my bank statement?
Yes. Your bank statement is shared through a secure, read-only connection. We cannot make changes or transactions on your account.
Wed, 21 Oct, 2026 at 7:01 PM
What is the difference between consumer and quick Loans?
Consumer Loan offers higher loan amounts exclusively to salary earners, while Quick Loan is accessible to all eligible customers.
Wed, 21 Oct, 2026 at 7:01 PM
Is consumer automatically approved?
No, final approval depends on verification.
Wed, 21 Oct, 2026 at 7:01 PM
What account tier is required to access a Consumer Loan?
To qualify for a consumer loan, you must have a Tier 3 account. If you are on Tier 1 or Tier 2, upgrade your KYC to Tier 3 in the app before applying.
Wed, 21 Oct, 2026 at 7:02 PM
What happens if my office email is not verified?
Providing and verifying your office email is mandatory to access the consumer loan, howevrr if you do not have work address you can skipt and verify your pe...
Wed, 21 Oct, 2026 at 7:01 PM
Can I choose amount and tenure?
Yes, you can choose the loan amount and tenor within your approved offer.
Wed, 21 Oct, 2026 at 7:01 PM
What is the maximum amount I can get from a Consumer Loan?
Eligible customers can access a consumer loan of up to ₦10,000,000, depending on your eligibility.
Wed, 21 Oct, 2026 at 7:01 PM